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Welcome to IMG's section of Coverage without
Boundaries®! We know that the reasons to
travel abroad are many and varied - that's why our products are
too. Our full-service approach to providing international
medical insurance products includes servicing vacationers, those
working or living abroad for short or extended periods, people
traveling frequently between countries, and those who maintain
multiple countries of residence. To meet all of these needs, we
have developed a comprehensive range of major medical, life,
dental and disability products that can be tailored to meet your
needs.
For your convenience and to assist you in determining which plan
is right for you, simply use the scroll function to view each of
the products or click on one of the specific product categories
below to help narrow your search. You may also obtain more
detailed plan information by clicking on the "Download a
brochure & application" link associated with each product. Once
you have determined which plan best fits your needs, click on
the "Quote/Buy Insurance" link and you can complete the simple
and easy-to-follow application. |
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Individual |
Group |
Student |
Trip Cancellation |
Specialty |
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All coverages, benefits and premium amounts listed are in
U.S. dollars.
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Patriot Travel
Medical Insurance®
Individual & family –
Short-term coverage available from five days up to
two years.
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Patriot Travel Medical
Insurance is designed to meet the needs of
international travelers looking for
temporary medical insurance coverage while
traveling outside of their home country. In
addition to medical benefits, the plan
includes coverage for emergency medical and
political evacuation, repatriation, and a
choice of deductibles and plan maximums up
to $2,000,000.
There are two plans available: Patriot
InternationalSM provides coverage
for U.S. citizens traveling outside the
U.S., and Patriot AmericaSM
provides coverage for non-U.S. citizens
traveling outside their home country.
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Global Medical
Insurance®
Individual & family –
Flexible long-term annually renewable plan.
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Global Medical
Insurance (GMI) is a flexible, long-term,
annually renewable, U.S.-style major medical
insurance program designed for U.S. citizens
living abroad, and non-U.S. citizens
throughout the world. GMI offers the
flexibility to select from an assortment of
four unique benefit plan options – Silver,
Gold, Gold Plus, and Platinum - each with
different levels of coverage. In addition,
there are different areas of coverage
available, optional riders, flexible
underwriting methods, as well as multiple
deductibles and modes of payment.
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Patriot Platinum
Travel Medical InsuranceSM
Individual & family – First-class
short-term coverage available from five days up to
three years.
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Patriot Platinum
provides first-class protection for the
discerning international traveler who wants
to obtain the maximum coverage available in
a short-term travel medical product on the
market today. Patriot Platinum builds upon
the core benefits of the Patriot Travel plan
and can provide up to $8,000,000 of coverage
with enhanced benefits and services,
including our Global Concierge & Assistance
ServicesSM.
There are two plans available: Patriot
Platinum InternationalSM provides
coverage for U.S. citizens traveling outside
the U.S. and Patriot Platinum AmericaSM
provides coverage for non-U.S. citizens
traveling outside their home country.
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Patriot Green Travel
Medical InsuranceSM
Individual & family –
Environmentally conscious short-term coverage
available from five days up to two years.
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Patriot Green Travel
Medical Insurance is designed for the
environmentally conscious traveler and
provides him up to $2,000,000 of medical
coverage and services. This plan offers the
same core benefits as the Patriot Travel
plan, but it also offers eco-friendly
benefits including an Eco Sports Rider
covering such activities as jungle zip
lining, wildlife safaris, and cave tubing.
The plan provides for the purchase of carbon
offsets, paying an additional AD&D benefit
to an environmentally conscious organization,
and it is paperless. There are two plans
available: Patriot Green InternationalSM
provides coverage for U.S. citizens
traveling outside the U.S. and Patriot Green
AmericaSM provides coverage for
non-U.S. citizens traveling outside their
home country.
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Patriot Multi-TripSM
Individual & family -
Short-term coverage available up to three years for
travelers who take frequent trips throughout the
year.
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Patriot Multi-Trip is
designed for individuals and families who
travel frequently outside their home country
throughout the year. The plan offers the
ease and convenience of purchasing an
affordable single annual premium plan that
provides coverage for trips up to 30 or 45
days in length for each trip taken during a
period of 12 months. The plan provides up to
$1,000,000 of medical coverage and services.
There are two plans available: Patriot
Multi-Trip International provides coverage
for U.S. citizens that take multiple trips
annually outside the U.S., and Patriot Multi-Trip
America provides coverage for non-U.S.
citizens that take multiple trips annually
outside their home country and/or country of
citizenship.
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GEOSM
Group
Groups of two or more
members - Long-term annually renewable employer
sponsored group insurance.
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GEO Group is a
comprehensive, yet cost-effective plan
tailored specifically for employers who need
international group medical coverage for
their employees around the globe. This
program offers four base plan options with a
wide range of benefits that can be
customized to suit an employer’s
specifications.
This program can provide medical, dental,
life, daily indemnity, and disability income
benefits for employees and their families.
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Patriot Group Travel
Medical Insurance®
Groups of five or more
members – Short-term coverage available from five
days up to two years.
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Patriot Group Travel
Medical Insurance is designed for groups of
five or more non-related members looking for
temporary medical insurance coverage while
travelling outside of their home country. In
addition to medical benefits, the plan
includes coverage for emergency medical and
political evacuation, repatriation, and a
choice of deductibles and plan maximums up
to $2,000,000. The plan also provides a 10%
discount of the standard Patriot Travel
Medical plan.
There are two plans available: Patriot
InternationalSM Group provides
coverage for U.S. citizens traveling outside
the U.S. and Patriot AmericaSM
Group provides coverage for non-U.S.
citizens traveling outside their home
country.
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Patriot Platinum
Group Travel Medical InsuranceSM
Groups of five or more
members – First-class short-term coverage available
from five days up to three years.
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Patriot Platinum Group
provides first-class protection for groups
of five or more non-related international
travelers who want to obtain the maximum
coverage and most comprehensive services
available in a short-term group travel
medical product. Patriot Platinum Group
builds upon the core benefits of the Patriot
Group Travel plan and can provide up to
$8,000,000 of coverage with enhanced
benefits and services including our Global
Concierge & Assistance ServicesSM.
There are two plans available: Patriot
Platinum InternationalSM Group
provides coverage for U.S. citizens
traveling outside the U.S. Patriot Platinum
AmericaSM Group provides coverage
for non-U.S. citizens traveling outside
their home country.
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Patriot Green Group
Travel Medical InsuranceSM
Groups of five or more
members – Environmentally conscious short-term
coverage available from five days up to two years.
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Patriot Green Group is
designed for groups of five or more non-related
environmentally conscious international
travelers and provides them up to $2,000,000
of medical coverage and services. This plan
offers the same core benefits as the Patriot
Group Travel plan, and it also includes eco-friendly
benefits including an Eco Sports Rider,
covering such activities as jungle zip
lining, wildlife safaris, and cave tubing.
It also provides for the purchase of carbon
offsets, paying an additional AD&D benefit
to an environmentally conscious organization,
and it is paperless. There are two plans
available: Patriot Green InternationalSM
Group provides coverage for U.S. citizens
traveling outside the U.S. and Patriot Green
AmericaSM Group provides coverage
for non-U.S. citizens traveling outside
their home country.
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Patriot Multi-TripSM
Group
Groups of five or more
members - Short-term coverage available up to three
years for travelers who take frequent trips
throughout the year.
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Patriot Multi-Trip
Group is designed for groups of five or more
people who travel frequently outside their
home country throughout the year. The plan
offers the ease and convenience of
purchasing an affordable single annual
premium plan that provides coverage for
trips up to 30 or 45 days in length for each
trip taken during a period of 12 months. The
plan provides up to $1,000,000 of medical
coverage and services.
There are two plans available: Patriot
Multi-Trip International Group provides
coverage for U.S. citizens that take
multiple trips annually outside the U.S.,
and Patriot Multi-Trip America Group
provides coverage for non-U.S. citizens that
take multiple trips annually outside their
home country and/or country of citizenship.
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Patriot Exchange
ProgramSM
Individual & family –
Short-term coverage available from one month up to
four years for educational and cultural exchange
programs.
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Patriot Exchange is
designed for international travelers, and
their families, actively engaged or
participating in educational or cultural
exchange programs.
There are two plan options: The Standard
Plan meets the J1 Visa requirements and
provides coverage that includes medical
benefits, international emergency care
including emergency medical & political
evacuation, repatriation, and a choice of
optional coverage enhancements. The Basic
Plan is a more economical plan with
essential travel medical coverage.
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Patriot Group
Exchange ProgramSM
Groups of two or more
members - Short-term coverage available from one
month up to four years for groups of educational and
cultural exchange programs.
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Patriot Exchange Group
is designed for groups of two or more
international travelers, and their families,
actively engaged or participating in
educational or cultural exchange programs.
There are three plan options: The Standard
Plan meets the J1 Visa requirements and
provides coverage that includes medical
benefits, international emergency care
including emergency medical & political
evacuation, repatriation, and a choice of
optional coverage enhancements. The Basic
Plan is a more economical plan with
essential travel medical coverage. The Long-Term
Annual Plan has the flexibility to be
tailored to meet specific needs of each
program and can be renewed annually.
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Student Health
AdvantageSM
Individual or groups of two
or more members - Long-term coverage available from
one month up to five years for educational programs.
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Student Health
Advantage is designed to meet the needs of
international students, scholars, and
faculty, their families, and groups of two
or more involved in long-term educational
programs. In addition to meeting the
requirements of the J1 Visa, this plan
includes benefits for maternity, mental
health and organized sports. After a period
of 12 months, pre-existing conditions will
be covered as well.
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Global Educators
Medical (GEMSM)
Long-term educational group
plan.
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GEM is a competitive
group medical plan designed to meet the
special needs of international educators.
GEM provides comprehensive medical coverage
for full-time staff and administrators of
international schools around the world.
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Patriot T.R.I.P.®
Individual & family -
Travel protection program.
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Patriot T.R.I.P. helps
protect travelers who are unable to travel
or are interrupted during their covered trip
due to circumstances, such as a sudden and
unexpected illness or injury, death in the
family, jury duty, job layoff, terrorism or
the bankruptcy of the tour operator, cruise
line or airline. Benefits also include
coverage in the event of travel and baggage
delay, lost baggage, emergency medical
expenses, emergency medical evacuation and
more.
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Patriot T.R.I.P.®
Elite
Individual & family - First-class
travel protection program.
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To provide superior
protection for a picture perfect vacation,
there is Patriot T.R.I.P. Elite, a premier
travel insurance program. Patriot T.R.I.P.
Elite offers a high level of benefits to
travelers who need more coverage than
provided by the Patriot T.R.I.P. program.
The program has increased benefit amounts
for emergency medical, emergency medical
evacuation, travel delay, baggage, trip
interruption and has a benefit for violent
attacks.
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Patriot T.R.I.P.®
Student
Individual & family -
Travel protection program for students.
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Patriot T.R.I.P.
Student is a budget-conscious travel
insurance program designed to provide
important benefits to students for many of
those unforeseen circumstances that may
force the cancellation or interruption of a
covered trip. This program also includes
coverage for trip cancellation or
interruption travel and baggage delay, lost
or stolen baggage, emergency medical
expenses and emergency medical evacuation.
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Patriot T.R.I.P.®
Essential
Individual & family –
Essential travel protection program.
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Patriot T.R.I.P.
Essential provides the basic travel
insurance protection for a picture perfect
vacation. This program is designed for
travelers who are concerned about their
budget and need basic coverage for those
unforeseen circumstances that may force the
cancellation or interruption of a covered
trip. Patriot T.R.I.P. Essential offers the
essential level of benefits for trip
cancellation and interruption, travel and
baggage delays, and emergency medical
treatment.
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Patriot AdventureSM
Travel Medical Insurance
Individual & family -
Short-term medical coverage available from 30 days
up to six months for adventure sports enthusiasts.
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Patriot Adventure is
designed for the adventurous international
traveler. It provides benefits for those
traveling abroad who also intend to
participate in non-contact amateur athletic
activities and a select group adventure
sports. There are two plans available:
Patriot Adventure InternationalSM
provides coverage for U.S. citizens
traveling outside the U.S. and Patriot
Adventure AmericaSM provides
coverage for non-U.S. citizens traveling
outside their home country.
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Sky RescueSM
Individuals or groups of
two or more – Short-term coverage available from
three to twelve months for those needing emergency
care & services.
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Sky Rescue
is designed for individuals and family
members traveling outside their home
country. It provides international emergency
services, including emergency medical &
political evacuation, repatriation, reunion
and return of mortal remains combined with
international travel assistance services.
The plan may be purchased for three months,
six months or 12 months.
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Global Crew Medical
Insurance®
Individual & family -
Flexible long-term annually renewable plan for
professional marine captains & crew members.
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Global Crew Medical (GCMI)
is a flexible, long-term, annually renewable,
U.S.-style major medical insurance program
designed for professional marine captains &
crew members throughout the world. GCMI
offers the flexibility to select from an
assortment of four unique benefit plan
options – Silver, Gold, Gold Plus, and
Platinum - each with different levels of
coverage. In addition, there are different
areas of coverage available, optional riders,
flexible underwriting methods as well as
multiple deductibles and modes of payment.
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International Marine
Medical InsuranceSM
Groups of two members or
more members - Long-term annually renewable group
insurance for professional marine crew.
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International Marine
Medical Insurance (IMMI) is designed
specifically to provide comprehensive
medical insurance to groups of professional
marine crew by offering continuous coverage
worldwide. IMMI provides $1,000,000 of
coverage per certificate period with a full
range of benefits. Group members will be
covered worldwide, including their country
of citizenship, 24 hours a day.
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CrewSelect
InternationalSM
Individual & groups of two
or more members - Long-term annually renewable group
insurance for professional marine crew.
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CrewSelect
International is a comprehensive and
portable international medical insurance
plan designed specifically for professional
marine crew. The plan is offered in three
currencies: Euro, GBP and U.S. Dollars. This
plan is preferred by professional brokers
and marine crew because of its European plan
design and flexibility of currency.
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The information above is only a consolidated description of the
current international insurance products and trip cancellation
plans available through this website. Please refer to the
Certificate Wording for the specific terms and conditions of
each plan concerning eligible benefits, limitations, eligibility
and exclusions. Certificate Wording is available upon request.
Patriot Travel Medical Insurance, Patriot Group Travel Medical
Insurance, Patriot Adventure, Patriot Multi-Trip, Sky Rescue,
Global Medical Insurance, GEO Group, Patriot Exchange Program,
Patriot Group Exchange Program and Student Health Advantage are
administered by International Medical Group, Inc. and
underwritten by Sirius International Insurance Corporation.
Patriot T.R.I.P., Patriot T.R.I.P. Essential, Patriot T.R.I.P.
Student and Patriot T.R.I.P. Elite are private-label names for
trip cancellation insurance and other travel related benefits
and services made available by membership in the National Small
Business Travel & Health Association. The program manager is
iTravelInsured®, a wholly owned subsidiary of IMG.
Patriot T.R.I.P., T.R.I.P. Elite, T.R.I.P. Essential and T.R.I.P
Student plans are administered by iTravelInsured and
underwritten and offered where available by Sirius America
Insurance Company. IMG, International Medical Group, the IMG
block design logo, Patriot T.R.I.P, Patriot Travel Medical
Insurance, Patriot Adventure, Global Medical Insurance, Patriot
Multi-Trip, GEO Group, Patriot Exchange Program, Patriot Group
Exchange Program, Sky Rescue, Patriot Group Travel Medical
Insurance, International Marine Medical Insurance, Global Crew
Medical Insurance and Student Health Advantage are the
trademarks, service marks and/or registered marks of
International Medical Group, Inc.© Copyright 2014 International
Medical Group, Inc. All rights reserved. |
